Loan Documents for Flats

Buying a flat directly from a builder

The original allotment letter

The original cash paid receipt

A legal opinion with respect to the property certifying that the land owner; builder and developer has a clear marketable unencumbered title to the property and no equitable mortgage or any other subsisting mortgage

The original deed of conveyance of land conveying the undivided interest in land, common areas and facilities along with the original agreement for construction entered into with the builder

A certificate stating nil encumbrances for the last 13 years

7X12 extract

A copy of the U L C order issued by the additional collector and a competent authority

A copy of the latest tax paid receipt

A completion certificate

The sanctioned building plan/ license

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Buying a flat on resale

The original absolute sale deed executed between the vendor and the original owner

The original absolute sale deed executed between the vendor and yourself

An NOC from the co-operative society

The original possession certificate

The original 7X12 extract

A copy of the latest tax paid receipt

Copies of parent deeds pertaining to the property in question

The sanctioned building plan

An encumbrance certificate that covers the last 13 years

A copy of the U L C order issued by the additional collector and a competent authority

A legal opinion with respect to the property certifying that the land owner; builder and developer has a clear marketable unencumbered title to the property and no equitable mortgage or any other subsisting mortgage

Note: These may be got verified from legal experts or financial institution. Evasai.com will not be responsible for any inaccuracies and deficiencies in these.